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Terms of Use

Last updated: October 2026. Draft pending attorney review.

Our role

Credit Readiness Hub provides credit education and credit services. We are not a law firm, lender, CPA or financial advisor, and we do not guarantee any result.

Services and fees

Paid services are provided only under a signed written contract that states the services, timeline, total cost and your right to cancel. We do not charge before a service is fully performed.

Website use

Content and tools are general information, not advice, quotes or promises of results.

Links and law

Third-party links are not endorsements. These terms are governed by New York law.