Who we are
Credit Readiness Hub LLC, 620 W 153rd St, Ste 27, New York, NY 10031, a Financial Hub Spot company. Contact: financialhubspot@gmail.com or (646) 951-7543.
What we collect
Through website forms we collect only what you enter: contact details, goal and program interest. Do not enter Social Security numbers, account numbers or passwords. If you become a client we may ask for credit reports and documents through a secure method.
How we use and share it
To respond to you, provide services you request and meet legal duties. We share it only with service providers under confidentiality terms and as the law requires. We do not sell personal information. Credit report information is handled under the Fair Credit Reporting Act and similar laws.
Security, retention and your rights
We use access controls and encryption where supported and keep records only as long as needed and as the law requires. You may request access, correction or deletion subject to legal limits.
Cookies and messages
We do not use advertising or cross-site tracking cookies. We send marketing messages only with your consent and you may opt out at any time.