What is included
- Business identity and credibility review
- Bankability and funding-preparedness assessment
- Vendor and trade-credit strategy
- Business credit profile setup guidance
- Personal-to-business credit separation plan
- Roadmap for banks, vendors and funding partners
Who it is for
- Owners who want the company to qualify on its own strength
- New businesses with little or no business credit history
- Owners preparing for bank, vendor or SBA lender review
What we do not do
- Promise a business credit score or funding amount
- Guarantee approvals or sell loans
- Tell you to misstate information on any application
Your 90-day workflow
- Profile & readiness auditReview of legal name, address, phone, website, email, EIN, bank account and registrations for consistency across everything lenders check.
- Strategy & structure planA plan to align identity, sequence vendor and trade accounts, separate personal and business credit, and prepare for funding.
- Execution & documentationGuided setup of profiles and vendor accounts, with a record of what was done and what was reported.
- Optimize, build & maintainNext-step direction for building credibility with vendors, banks and funding partners, and a maintenance routine.
How we work. We never charge for a service before it is fully performed. We never promise a specific score, deletion or approval. We never tell you to hide information, create a new credit identity or make false statements to a lender. Written contract and a three-business-day right to cancel apply to every paid service.
Questions
Which program should I choose, personal or business?
If your own credit drives a loan, card or lease decision, start with Personal. If you need your company to qualify on its own, or to separate your finances from the business, start with Business. Many owners need both. The free review helps decide.
Can you guarantee a higher score?
No. No lawful credit service can guarantee a score, a deletion or an approval. What we commit to is a clear process: a documented review, a written plan, and the steps we agreed to carry out.
Do I have to pay anything up front?
No. We do not charge for a service before it is fully performed, and the free review costs nothing. Fees for any paid service are set out in your written agreement, which you receive before you sign.
Next step
Ready to see where you stand?
Request your free review. No cost, no obligation.
Start my free review Call (646) 951-7543